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Rates

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Loan Rates

Rates subject to change without notice. All loans are subject to credit approval. Your overall creditworthiness may determine the interest rate available to you. Fees and charges may apply.

Mortgage Rates

Rates are based on terms and the applicants credit history with Secured Advantage Federal Credit Union and all other creditors
APR = Annual Percentage Rate

Dividend Rates

Current Dividend Rates (Rates Effective February 1, 2024)

Current Certificate and IRA Rates (Rates Effective January 1, 2024)

* A $5.00 minimum balance is required.
** If the Money Market Balance falls below the $2,500 minimum, dividends are paid at the regular share rate.

***There are no IRA certificates available for 60 days or 91 days. All other rates listed for certificate rates are identical for IRA certificate rates.

The above rates are variable, subject to change without notice, and are the anticipated rates and annual percentage yields for the current dividend period.
There is no minimum amount required to open a share draft account, and there is no minimum amount required to maintain the account.

Share Accounts Truth-in-Savings Disclosure

†APY = Annual Percentage Yield

Fee Schedule

Miscellaneous Account Items

Shares (Savings and Checking)

Wires

Loans

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