Secured Advantage Federal Credit Union
CONNECT WITH US!Connect With Us800-468-5153

Spending money is easy.

Having different ways to spend money without having to think twice about it is one of the benefits we offer you. From the basics of a free (yes, really free) checking account with debit card to the most up-to-date banking technology like Apple Pay, we stand ready to help you use the spending tool that suits you best.
Enjoy the advantages with your Secured Advantage Free Checking Account:

  • No monthly fees or balance requirements ​
  • Unlimited check writing privileges ​
  • Earn monthly dividends, no matter your balance ​
  • Automatic overdraft protection ​
  • Around the clock account access by website, app or phone ​
  • Secure online bill pay

To get started, call us at 1-800-468-5153 or send us an

Join Us

Now Available: Card Valet!

It's Your Card, On Your Terms

Get the FREE* mobile app that lets you control your debit card usage and spending on the go. CardValet helps you manage your finances, while protecting you from fraud, by controlling how, when, and where your Secured Advantage Federal Credit Union debit cards are used through your smartphone.


CardValet allows you to: 

  • Turn your debit card ‘on’ and ‘off’
  • Establish transaction controls for dollar amounts, merchant categories (i.e. grocery store or restaurant), and geographic locations (i.e. Greenville, SC or within 5 miles of your current location) 
  • Receive alerts when your debit card is used, approved, or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted, declined transactions
  • Get real-time balances for your accounts


Use CardValet in your everyday life! 

  • Control Spending - If you’re trying to establish or stick to a budget, CardValet can help!  Set spending limits for general use or specific thresholds by merchant types such as gas, groceries, or retail stores. You can also establish these controls by geographic location, such as specific cities. The flexible app lets you change these parameters anytime with ease via your mobile device. Going on vacation? Holiday shopping? Simply update your transaction controls to fit your spending needs! 

    Use the CardValet app to check your account balances in real time

  • Fraud Protection – Turning your debit card ON and OFF helps safeguard against fraud! When your card is “OFF” no withdrawals or purchases will be approved, except for previously scheduled recurring transactions. When your card is “ON”, only transactions within your specified preferences will be processed. 

    Transaction controls allow your debit card to only work in specific location or geographic areas to add an additional layer of protection. Real-time alerts keep you informed when your card is used or declined.

  • Parental Controls – Support your child’s financial needs, while managing their spending. Using features, such as threshold limits, merchant categories, location, and on/off controls you decide where, when, and how your child uses their debit card.

Getting Started - Download the FREE* CardValet App on your smartphone, enter your debit card information, and then customize your usage settings and alert preferences!  



App Store      Google Play

CardValet is available for 
Apple iOS and Google Android devices.

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Copyright © 2014 Secured Advantage Federal Credit Union
This credit union is federally insured by the NCUA and is an Equal Housing Lender.
Equal Housing LenderNCUA