Mortgage & Home Equity Rates
| Real Estate Loans | |||
| Loan Product | APR | Loan Terms | |
| Mobile Home - 1st Mortgage Only with Land |
Single Wide (96 Months Maximum) | 9.00% | Up to 60 Months |
| Double Wide | 9.50% | Up to 144 Months | |
| Fixed Rate - Residences | Purchase Money | 6.25% | Up to 180 Months |
| 1st & 2nd Mortgages | 6.25% | Up to 180 Months | |
|
Fixed Rate - Unimproved Estate |
1st Mortgages | 7.75% | Up to 60 Months |
| 1st Mortgages | 8.25% | 61 Months to 96 Months | |
| 1st Mortgages | 8.75% | 97 Months to 144 Months | |
| Real Estate / Consumer residences only in the states of South Carolina, North Carolina and Texas - $300,000 maximum. Rates are based on the term of the loan. | |||
| Rates are based on terms and the applicants credit history with Secured Advantage Federal Credit Union and all other creditors | |||
| APR = Annual Percentage Rate | |||
| Home Equity Loans | ||
| Loan Product | APR | Loan Terms |
| Real Estate Special | As low as 4.49% | Up to 120 Months |
| HELOC | Prime-Minimum 4% |
15 Years |
| Adjustable Rate (3/1) |
As low as 4.00% |
Up to 20 years |
| Rates are based on terms and the applicants credit history with Secured Advantage Federal Credit Union and all other creditors | ||
| APR = Annual Percentage Rate | ||