Membership

Why Secured Advantage Federal Credit Union?

As a member of a Secured Advantage Federal Credit Union, you will be a part of a unique financial cooperative that is owned and controlled by the very people who use its services. Members, who share a common interest such as working at Sealed Air’s Secured Advantage Division, pool their savings creating a source of funds for loans that are made available to members at reasonable rates. SAFCU members are owners of the credit union with the right to elect to the Board of Directors people with similar needs and goals who will determine the policies and future direction of SAFCU.

Lower fees, higher savings rates, and lower loan rates

As a not-for-profit institution, SAFCU serves its members as efficiently and cost-effectively as possible. This means you, the member, will enjoy lower loan rates, superior share rates, as well as fewer and lower fees. SAFCU also offers other services which are either free or very affordable and may not be offered by banks. Visit CUNA for a complete comparison of credit union fees versus bank fees.

Successful and Financially Sound

SAFCU has been serving its members since 1959 with over 7,000 members.

To qualify for NCUSIF coverage, we must meet strict standards set by the NCUA. We are audited annually by the NCUA and maintain a consistent above average rating. In addition to the NCUA audit, the Supervisory Committee (appointed by the SAFCU Board of Directors) conducts a continuous audit of the Credit Union and is responsible for a full audit of accounts annually, Reserves are set aside each year to cover any unforeseen losses and/or uncollectible loans.

To view our financial rating, visit the NCUA or Bauer Financial.

Who can join?

Employees of Sealed Air Corporation (US), headquartered in Saddle Brook, NJ, who work in the United States
Spouses of persons who died while within the field of membership of this credit union; persons retired as pensioners or annuitants from the above employment; employees of this credit union; members of their immediate families and households; and organizations of such persons.

Your family is welcome to join too!

You might not be aware that once you join SAFCU your family members are apart of our family too and are welcomed at SAFCU. Your spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchildren, stepsiblings, and adoptive relations are eligible to join because of your membership!

Are you ready to join?

It is easy to join SAFCU! If you meet the above eligibility requirements, simply complete an Application for Membership card and make an initial deposit of $5 to start down the path of financial success. This deposit makes you a member-owner of SAFCU and entitles you to all the great benefits offered by SAFCU. Let us help you with your financial needs of today while you build your security for the future. Working together we can make it happen.

Still have questions or need assistance?

Contact one of our Member Service Representatives at (800) 468-5153, or send us an e-mail with your questions.