Fee Schedule
|
Fee Schedule as of October 1, 2011 | |
|
Share Account Fees | |
|
Prime Shares Dormant Account |
$7.50/Quarter if no activity in 12 months with aggregate shares less than $25.00 |
|
Account Closing |
$10 if account is closed within 90 days of opening |
|
Checking Account Fees | |
|
NSF |
$30.00/Item |
|
Negative Balance |
$15.00/Occurrence |
|
ACH Return |
$30.00/Item |
|
Stop Payment: | |
|
Drafts |
$30.00/Occurrence |
|
ACH |
$30.00/Occurrence |
|
Photocopies of Drafts |
$3.00/Each after 2 Free per month |
|
Balancing Statement/Account Research |
$10.00/Hour |
|
Statement Copies |
Members with a checking account will receive a monthly statement of all account activity – including all share, certificate, and loan activity. If replacement copies are requested, the cost will be $1.00 per page, if mailed $1.50 per page. |
|
ATM Transactions |
$1.00*/Each after 6 Free per month – *All transactions on SAFCU Automated Teller Machines for SAFCU members are Free |
|
POS Transactions |
All point-of-sale transactions (with or without cash back) are Free of fees |
|
Other Service (applicable to all accounts) | |
|
Debit Card Replacement |
$10 per replacement after the 3rd card has been issued in a rolling 12 month period. |
|
PIN Replacement |
$10 per replacement after the 3rd PIN has been issued in a rolling 12 month period. |
|
Returned Items |
$5 per item for up to 3 pieces. After the 3rd item is returned a "hold" will be placed on the account until correct information is provided |
|
Collateral Protection Insurance |
$50 is applied to the loan when SAFCU has to force place insurance for the member. |
| Loan Modification | $25 per modification of real estate loans |
| Money Order | $0.75/Money Order |
| Inactive Account | $7.50/Quarter after 13 months and account under $25.00 |
| Travelers Checks | $0.50/$100.00 purchased |
| Electronic Funds Transfer | |
| Wire Transfers: | |
| Incoming | $4.00 |
| Outgoing | $15.00 cut-off time 3:00 p.m. |
| Foreign | $35.00 cut-off time 12:00 noon |
| Share Value | |
| Par Value of One Share | $5.00 |
| The rates and fees appearing with this Schedule are accurate and effective for accounts as of the effective date indicated on this Truth-in-Savings Disclosure. If you have any questions or require current rate and fee information on your accounts, please call the Credit Union. | |