Checking Accounts

Free Share Draft Checking

The only checking account you’ll need!
No monthly fees or balance requirements
Unlimited check-writing privileges
Earn monthly dividends no matter what your balance is
Automatic overdraft protection
Direct deposit convenience
Electronic bill pay capabilities
24-hour online account access available
24-hour account information by phone

Debit Card

Instant, convenient and safe access to the funds in your checking account (savings, too!)
Use to pay for purchases and services anywhere VISA is accepted – more than 19 million locations worldwide
Makes online purchasing quick and easy
24-hour ATM access for cash withdrawals and transfers between accounts

24-Hour Automated Account Information

Free telephone access to information about your checking account
Easy to use — just have your Member Checking account number and Personal Identification Number (PIN) handy
PIN will be provided when you open your checking account
To get set up, simply contact a member service representative at 1-800-468-5153

Electronic Bill Pay

Free service lets you pay many household bills instantly
Save time and money — no checks to write, no stamps to buy
Mortgage, utilities, credit cards, doctors and other bills are eligible
Set up one-time or recurring payments
Call a Secured Advantage representative sign up today

Direct Deposit

The ultimate convenience — your paycheck is electronically deposited into your Secured Advantage checking account
No deposit slips to fill out — no waiting for paycheck to clear
No worries about lost or stolen paychecks
Enjoy immediate access to your paycheck funds
Funds begin to earn dividends immediately
Secured Advantage FCU even accepts direct deposits from other employers and agencies

24-Hour Online Banking

Free — just sign up and you’re online!
Check your balances
Verify transaction amounts
Access account history
Transfer funds between accounts
Make loan payment
Pay bills electronically
Access and edit personal account information
And much more