Secured Advantage Federal Credit Union
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PRIVACY POLICY

The following Privacy principles were established to maintain the security, integrity, and confidentiality of your personal financial information.

FACTS: What does Secured Advantage Federal Credit Union do with your personal information?

 Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

*Your Social Security number and your mailing address                                 

 How?

All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Secured Advantage FCU chooses to share; and whether you can limit this sharing.

 

 Reasons we can share your personal information:

 Does SAFCU share?

Can you limit this sharing?

For our everyday business purposes-

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

 YES

 NO

For our marketing purposes-

To offer our products and services to you

 YES

 NO

For joint marketing with other financial companies

 NO

 NO

 For our affiliates’ everyday business purposes-Information about your transactions and experiences

 NO

 NO

 For our affiliates’ everyday business purposes-

Information about your creditworthiness

 NO

 NO

 For non-affiliates to market to you

 NO

 NO

 

 Questions?

 Call 1-800-468-5153 or visit us in-person

 


Who We Are

 

Who is providing this notice?

Secured Advantage Federal Credit Union

PO Box 1539, Simpsonville, SC 29681

 


What We Do

 

How does Secured Advantage FCU protect my personal information?

To protect your personal information  from unauthorized access and use, we use security measures that comply with Federal law. These measures include computer safeguards and secured files and buildings.

How does Secured Advantage FCU collect my personal information?

We collect your personal information, for example, when you

·         Open a new account or fill out a loan application

 Why can’t I limit all sharing?

Federal law gives you the right to limit only:

·         Sharing for affiliate’s everyday business purposes-information about your creditworthiness

·         Affiliates from using your information to market to you

·         Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 


Definitions

 

 Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Non-Affiliates

Companies not related by common ownership or control.  They can be financial or nonfinancial companies.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

 


Other Important Information

 

SAFCU only shares information that is required to conduct business on your behalf and uses information that you have supplied to us in conducting the services you are requesting. Please note our contact information on page 1 of this notice should you have questions or concerns about this information.

 




 
Privacy Policy
Copyright © 2014 Secured Advantage Federal Credit Union
This credit union is federally insured by the NCUA and is an Equal Housing Lender.
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